As you move through life, your financial needs will evolve and change. Whether you’re starting a family or trying to retire, let us help you navigate through every stage of growth, protection, saving, lending* and wealth management.
Protection: Protect income from accident, illness & premature death.
Wealth Management: Begin saving for retirement.
Tax & Estate Planning: Use RRSPs to reduce income tax; Set up Powers of Attorney.
Saving & Lending*: Establish an emergency fund; Pay down debt; Save for down payment.
Protection: Protect income; Guarantee future insurability for children.
Wealth Management: Establish regular savings for retirement & children’s education.
Tax & Estate Planning: Set up Wills, Powers of Attorney, Trusts and Guardians.
Saving & Lending*: Purchase first home; consolidate debt & continue paying it down.
Protection: Protect income.
Wealth Management: Increase retirement savings.
Tax & Estate Planning: Review and update Wills & POAs as needed; plan for estate preservation.
Saving & Lending*: Continue to pay down debt; Emergency fund established.
Protection: Protect Pension.
Wealth Management: Sustainable, tax efficient income.
Tax & Estate Planning: Review and update Wills & POAs as needed; plan for estate preservation.
Saving & Lending*: Debt paid off prior to retirement; Emergency fund.
Protection: Protect Pension.
Wealth Management: Sustainable, tax efficient income.
Tax & Estate Planning: Review and update Wills & POAs as needed; plan for estate preservation.
Saving & Lending*: Emergency fund.
* While borrowing to invest can be a powerful means to build wealth, the risks involved make it a strategy that is not suitable for everyone. Leveraging magnifies gains or losses.
Insurance products, including segregated fund policies, are offered through Financial Health Partners Inc., and Investment Representatives Nicolas Anstis offers mutual funds and referral arrangements through Quadrus Investment Services Ltd.
Quadrus, Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.
Important information about mutual funds is found in the Fund Facts document. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate.
